Long-term auto loans also lengthen the time before you begin building equity in the vehicle. For example, with a 60-month loan, it might take 18 months of payments or longer before the car is.Banking and lending products and services are offered by Capital One, N.A. and Capital One Bank (USA), N.A, Members fdic.. investment products are offered by Capital One Investing, LLC, a registered broker-dealer and Member FINRA / SIPC.. Investment advisory services are provided by Capital One Advisors, LLC (COA), an SEC-registered investment advisor.Auto loans are usually simple interest loans, which means that the interest on the loan is determined based only on the principal balance of the loan. Auto financing can be used to purchase cars and other vehicles, such as boats, RVs, motorcycles, and ATVs.When you purchase a vehicle with a loan, this is the percentage dollar amount that determines the yearly cost of credit. For instance, if you took out an $8,500 loan with an interest rate of 7.9% and a 36-month term, at the end of the loan your total payments would equal $9,575.03.Auto Calculators. Use Old national auto calculators to help determine auto loan costs and payment goals. Our Compare Two vehicle loans calculator helps you determine a monthly car payment based on loan amount, term and interest rate. You can also compare two loans.Use our widget to find auto loan rates, select your state to view your auto loan rates.It’s smart to shop for the best interest rate on your auto loan before you buy your next car. This streamlines negotiations and saves you money over the life of your car loan. Compare car loans.Your loan must be in good standing in order for Payoff Protector to apply. If your vehicle is determined to be a total loss before the loan is paid off, State Farm Bank will cancel the difference between the insurance payout and the unpaid principal balance due on the loan. Please contact State Farm Bank for additional details.Compare car loans from multiple lenders to find your best rate and learn. + See average auto loan interest rates for new and used cars by.Use the Chase Auto Direct free auto loan calculator to learn how much you can afford. Get approved. Head to the dealer. Purchase your next car with confidence.